FOR OUR AGENTS

INCREDIBLE ASSORTMENT OF BENEFITS AND DISCOUNTS TO SUPPORT AND PROTECT YOUR REAL ESTATE BUSINESS AS WELL AS ENHANCE YOUR PERSONAL LIFE

PERSONAL

INDIVIDUAL INSURANCE & BENEFITS MARKETPLACE

Shop for insurance plans from industry-leading providers through the SPARK Private Exchange. The portal allows you to shop and compare insurance carriers in both the public and private market at once, and provides you with the advice of an experienced and licensed benefits counselor that has your individual needs in mind. You are also able to enroll in other exclusive benefits such as supplemental health, dental and vision coverage.

FOREWARN APP FOR REAL ESTATE AGENTS

Safer engagements. Smarter interaction. Instant risk management and due diligence on your prospective clients with this no-cost application for all SPARK members. Be safer and know more about your prospect before any face to face interactions. Activate your SPARK account today and receive your personalized FOREWARN App invite within 24-48 hours.

LIMITED DURATION HEALTH INSURANCE

Get affordable short-term health insurance at preferred SPARK Association rates. Plan options include coverage from 6 to 36 months. Compare multiple plans and carriers and secure coverage all online in minutes.

DENTAL AND VISION INSURANCE

Get Association group rates and the freedom to visit any licensed dentist. Save more by visiting one of the thousands of participating dental locations nationwide. Options to add orthodontia for children as well as add vision coverage for exams, lenses, frames, contacts, and more.

Note: Vision may only be purchased in combination with a dental plan.

VISION INSURANCE

Vision Insurance from the leader in Vision Coverage—VSP. Members access special Association preferred rates with plans starting as low as $11.38/month. Enrollment is quick, easy, and all online. SPARK members also receive free membership in the Healthy Vision Association.

TERM AND WHOLE LIFE INSURANCE

Instantly compare Life Insurance quotes from dozens of leading companies online. Choose between whole and term life insurance options. Members can view all options in one place and apply for the policy online with licensed agents on standby to help members every step of the way. All quoted companies are rated “A” – (Excellent) or better by A.M. Best. Carriers offer the most competitive rates and coverage options to SPARK members.

MEDICARE SUPPLEMENT INSURANCE

A Medigap Insurance Policy (also called Medigap Supplemental Insurance or Medicare Supplemental Insurance Plan) helps you fill in the “gap” between what Medicare (Medicare Parts A and B) pays for your health care and what you pay out of your own pocket.

LONG-TERM CARE INSURANCE

To help educate SPARK members about long-term care solutions, we are partnering with LTC Global, one of the nation’s premier experts in long-term care planning. The LTC Global program is not exclusive to only one insurance carrier. Instead, SPARK members have access to many of the top carriers in the industry.

INTERNATIONAL TRAVEL HEALTH INSURANCE

PRESCRIPTION AND HEALTHCARE DISCOUNT CARD

The SPARK WellCard is a FREE wellness card that gives you and your family access to pre-negotiated discounts on prescription drugs and a wide range of discounted health care services including 24/7 Telemedicine, Doctor Visits, Dental, Vision, Labs and much more.

TRADITIONAL, ROTH AND SEP IRAS

Start saving for retirement today with Honest Dollar by Goldman SachsTM. SPARK members can open a Traditional, Roth or SEP IRA — all with potential tax benefits. In addition, SEP IRAs can allow contributions in excess of the maximums permitted for Traditional and Roth IRAs for qualifying SPARK members under individual circumstances.

Investment portfolios constructed by Goldman Sachs offer time tested, industry-leading investment expertise to customers. You can set up easy-to-use IRAs that can help you live tomorrow on your terms. Save how you want, when you want.

AUTO AND HOME INSURANCE

With MetLife Auto, Home and Renters Insurance SPARK members can take advantage of group discounts of up to 15%. MetLife will provide SPARK members with the lowest price or provide quotes from multiple carriers to ensure the best possible rates for members. Get quotes online or by phone in minutes!

IDENTITY THEFT PROTECTION

It’s your identity. Defend it! iDefend® provides complete identity theft protection for you and your family. Members are protected with 24/7 ID theft monitoring, dark web cyber scans, social media monitoring, lost wallet protection, full identity theft restoration services, and a $1 million service guarantee. FREE cybersecurity computer checkups included. Get the protection you deserve and save up to 33% as a SPARK member!

BUSINESS

COMPUTERS

SPARK has teamed up with Lenovo, a global leader in the PC and technology marketplace. Members save up to 30% off the everyday public web price of Lenovo laptops, tablets, desktops, all-in-ones, workstations, servers and accessories.

FOREWARN APP FOR REAL ESTATE AGENTS

EMAIL MARKETING

Constant Contact is built to simplify email marketing to your existing clients and new prospects, even if you’re a beginner. Our award-winning team of marketing advisors are there for every customer, every step of the way, offering live, real-time marketing advice on the phone or online.

SPARK members receive an additional 10% off the standard prepay discounts. That is 20% off six months, or 25% off the full year. Pre-payment is required for these member exclusive savings.

ACCOUNTING SERVICES

Members gain access to Certified Public Accountants, Enrolled Agents and other experts dedicated to providing easy and affordable accounting and tax solutions for individuals and small businesses. Some solutions include year-round bookkeeping, tax preparation and payroll services. A competitive leader with pricing that is on average 30% less than the industry standard. SPARK members receive an extra 10% savings on all services.

REFERRAL MARKETING

SPARK has partnered with ReferMe IQ™ to make it easy to generate more business from client referrals and your personal network! Its Automated Referral Intelligence goes far beyond the “autoresponders” and best of all—it is easy to set up! SPARK members receive 50% off the set-up fee (savings of $125).

SAVINGS + DISCOUNTS PROGRAM

An elite collection of local and national discounts from thousands of hotels, restaurants, movie theaters, retailers, florists, car dealers, theme parks, national attractions, concerts, events and more.

HOTEL DISCOUNTS

SPARK is proud to partner with Hotel Engine, a private hotel booking platform, connecting SPARK members to deeply discounted hotel rates with an average savings of 26% off public rates at 150,000+ hotels globally.

CAR RENTAL DISCOUNTS

SPARK has partnered with Hertz, Dollar and Thrifty to bring you great offers on car rentals with discounts up to 25%. Thousands of locations both locally and abroad so you don’t have to travel far to get a great deal.

RESTAURANT DISCOUNTS

Everyone loves a great dining experience, including your clients. Our gift cards are a high value, low-cost way for SPARK members to increase sales, close appointments, generate referrals, and thank top clients. 1000’s of restaurants nationwide. SPARK Members can buy a $25 gift card for only $3!